FINANCIAL AND INSURANCE

It is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Please ask us about financing options, credit card payments and bank drafts. We thoroughly explain your options, so that we can accommodate your needs.

Insurance Policies & Guidelines

How does orthodontic insurance work? There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefit. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (initial fee, monthly payments) until the benefit maximum has been reached.

How does this office assist you with insurance? For your convenience, we are flexible on our payment plans and do accept payment from insurance companies. We will gladly assist you by submitting initial insurance claims pertaining to charges for care rendered in our office. However, please be aware that our primary financial relationship is with our patients or their families and not with their respective insurance companies. Financial arrangements can be made based on your estimated insurance benefit; however, any outstanding insurance claims not paid are the responsibility of the patient or the patient’s family. Payments are also accepted on Visa, MasterCard, Discover and American Express.

Helpful Hints

• Know what your benefits are before treatment starts. If you are not sure, contact your insurance company so that you know exactly how much you can expect to be paid and when to expect payment.
• If you would like our office to submit claim forms, we ask that you provide us with the name, address and telephone number of your insurance carrier.
• We cannot render services on the assumption that our charges will be paid by an insurance carrier. However, for your convenience, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited accordingly to your account.
• If your company requires verification of continuing treatment or provides a form for verification of continuing treatment, we will gladly submit the appropriate information.
• For medical reimbursement accounts, also known as flex accounts, you may use a copy of your canceled check or a receipt of payment provided by our office.

If anything happens in the future to change your eligibility, your benefits may be reduced or denied. We are happy to accept the benefit payments from your insurance, but if the payments are ever denied or insurance benefits terminated, the unpaid balance will be your responsibility.

CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay overtime and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

Click here to see your payment plan options with CareCredit

Click here to see your payment plan options with LendingClub

We've partnered with Cherry so you can split big treatment costs into smaller monthly payments. Ask our staff for more information or simply apply through our application link. No hard credit check.

Click here to see your payment plan options with Cherry